Updated October 2026
When you store coins, graded slabs or sealed product with a 3PL, someone has to cover those goods if something happens to them. At a public warehouse like ours, that is you. Cover for a parcel after it ships is a separate matter.
Brands that store collectibles with Fulfillment.com insure them on their own policy, in their own name. Every client works this way today. Fulfillment.com is a public warehouse, holding inventory for many brands at once. If you are sending high-value coins, slabs or sealed product, talk to your insurer before the first shipment arrives.
By The Fulfillment.com team
We can tell you who carries the cover, and that's you. What your policy should include and how much it should cover are for you and your insurer to work out, based on what you plan to store and what it is worth.
This is how it usually works at a public warehouse, not only ours.
Your storage agreement sets out your arrangement with the warehouse, and your policy sets out your cover. Read them side by side before the first shipment goes out, so you know where one stops and the other starts.
A large drop or a new high-value line can change what you need covered, so check with your insurer again before either one arrives.
A long box of graded slabs, a small tray of coins or one case of sealed product can be worth far more than its size suggests. Collectibles put a lot of value in very little space.
It also helps to keep a clear record of what you hold and the condition each piece is in. Our guide to serialized item-level inventory and condition documentation explains that record. The guide to access-controlled secure storage lists the storage controls worth asking about.
Stock on our shelves is one question. Once a carrier collects a parcel, it leaves our custody, and from there each carrier sets its own limit on what it will pay for a lost or damaged package. Our coins and bullion fulfillment guide goes through those limits, since they matter most for the highest-value parcels. Put storage and transit to your insurer as two separate questions.
The terms of your own arrangement with us are written into your storage agreement, so they fit what you actually store. Bring questions about the arrangement to our team, and questions about cover to your insurer. None of this is insurance, legal or tax advice.
You do, on your own policy. Every brand storing with Fulfillment.com works that way today. A public warehouse holds stock for many brands at once, and each one usually insures its own goods in its own name. With high-value collectibles, speak to your insurer before the first shipment arrives.
A small shipment of collectibles can be worth a large sum, because so much value fits in so little space. Find out what your policy needs before you send stock, not afterwards. Your insurer is the one who can tell you.
At a public warehouse it is usually the brand, and with us it always is. Each client of ours insures its own inventory in its own name. What your own policy covers is for you and your insurer to settle.
Your own cover on the inventory, in your name, and a clear idea of what you plan to send and what it is worth. The same usually holds at any public warehouse. The terms of your own arrangement with us go into your storage agreement, not onto a web page, so bring what you plan to send when you talk to our team.
That is a separate question from storage. Carriers set their own limits on what they will pay for a lost or damaged parcel. Our coins and bullion guide goes through those limits in detail.
Your own insurance on the inventory, in your name and arranged with your insurer, plus a clear record of what you plan to send and the condition it is in. Bring that record when you talk to our team.